The Hidden Cost of Disconnected Data in P&C Insurance

Property & casualty insurers face significant environmental and economic pressures. But their ability to navigate these challenges depends less on external volatility and more on how agilely they manage and use their data.

Data as a Competitive Edge

The next competitive edge will come from how fast insurers can turn their data into action.

Reactive: Manual Fragmented 20% 20%
Integrated: Reporting Ready 60% 60%
Predictive: Real-time AI-powered 100% 100%

%

of insurer performance comes from operations, not offerings.

(McKinsey Global Insurance Report 2025)

%

growth in P&C premiums (2023), but innovation still lags.

(McKinsey Global Insurance Report 2025)

%

of insurers still rely on legacy systems for core processes.

(Earnix 2024 Industry Trends Report)

From Bottlenecks to Breakthroughs

Bottleneck

Fragmented systems delay reporting

Inconsistent definitions create misalignment

Low trust in data halts AI progress

Legacy tech slows reaction time

Siloed views obscure customer needs

Breakthrough

Unified pipelines speed delivery and insight

Standardized data fosters clarity and collaboration

Governed data builds confidence in predictive models

Modern frameworks enable real-time decisioning

Integrated data unlocks personalization and lifetime value

Quantifying the Business Impact

Here’s what happens when your data works together.

Underwriting & Pricing

Problem: Fragmented Underwriting Systems. Manual rate analysis leads to static pricing and hidden exposure.

Claims & Ops Efficiency

Problem: Disconnected Claims & Billing Platforms. Slower claims cycles increase loss adjustment expenses and customer dissatisfaction.

Financial & Regulatory Reporting

Problem: Multiple Versions of Financial Truth. Missed deadlines and audit failures erode board trust and expose compliance risk.

Operational Visibility

Problem: Inaccessible Cross-Departmental Performance Metrics. C-level blind spots lead to reactive pivots and inaccurate forecasting.

AI & Predictive Enablement

Problem: Unstructured, Ungoverned Data Blocking AI Use. Stalled pilots and failed AI rollouts result in lost investments and wasted momentum.

The Datavail Difference

These aren’t future-state projections. They’re live results.

Datavail delivers measurable outcomes to insurers nationwide—from faster pipelines to board-ready reporting.

Results Recap:

65% faster pipeline delivery
99%+ financial reporting accuracy
15% pricing accuracy gains
Compliance reporting improved from 10% to 85%
AI-enabled infrastructure deployed across enterprise workloads

What’s your data really costing you?

Download the white paper to learn more about how good data delivers business stability and growth: Insurance at the Speed of Trust: How Clean Data and Operational Clarity Are Powering the Next Generation of P&C Insurance.

Read the White Paper

Work with Us

Let’s have a conversation about what you need to succeed and how we can help get you there.

CONTACT US

Work for Us

Where do you want to take your career? Explore exciting opportunities to join our team.

EXPLORE JOBS